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Ontario Home Insurance: What Invalidates Coverage

Ontario Home Insurance: What Invalidates Coverage

Posted Nov 12th, 2025 in ADVICE, Did You Know?, General, Home Insurance, HOMEINSURANCE, In the News, Insurance Tips, Media

Your home insurance is meant to protect you when the unexpected happens—but certain actions or oversights could leave you without coverage. Many Ontario homeowners don’t realize that things like undisclosed renovations, renting out a room, or poor maintenance can actually void their policy. This guide explains what can invalidate your Ontario home insurance and how to keep your coverage secure.

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PRESS RELEASE  | Youngs Insurance Brokers Donates $25,000 to Hospice Niagara Through Fourth Annual Patty Valleriani Memorial Golf Tournament

PRESS RELEASE | Youngs Insurance Brokers Donates $25,000 to Hospice Niagara Through Fourth Annual Patty Valleriani Memorial Golf Tournament

Posted Sep 24th, 2025 in General, Give Back, Give Back Contributions, Give Back Your Way, GIVEBACKONTARIO, In the News, Youngs Sponsorship

Youngs Insurance Brokers Inc. is proud to announce that this year’s Fourth Annual Patty Valleriani Memorial Charity Golf Tournament, held at Lookout Point Country Club, raised $25,000 in support of Hospice Niagara and their campaign to build two new hospice residences in Welland and Fort Erie.

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Fourth Annual Patty Valleriani Memorial Charity Golf Tournament | Gallery

Fourth Annual Patty Valleriani Memorial Charity Golf Tournament | Gallery

Posted Aug 5th, 2025 in Community Events, General, Give Back, Give Back Contributions, GIVEBACKONTARIO, In the News, Youngs Sponsorship

We are beyond grateful to everyone who sponsored and participated in our Fourth Annual Patty Valleriani Memorial Charity Golf Tournament! We've shared some highlights and photos!

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What Is a Depreciation Waiver—and Do You Need One?

What Is a Depreciation Waiver—and Do You Need One?

Posted Aug 1st, 2025 in Auto Insurance, Boat Insurance, Did You Know?, General, Home Insurance, HOMEINSURANCE, In the News, Insurance Tips, Media, TENANTINSURANCE

Imagine buying a $55,000 vehicle and getting only $38,000 from insurance after it’s totalled. In Ontario, this happens more often than you think—but a depreciation waiver can change the outcome. This guide explains how depreciation waivers work for vehicles, RVs, boats, and even home insurance, so you can protect the full value of what matters most.

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Why Your Ontario Business Needs Errors and Omissions Insurance

Why Your Ontario Business Needs Errors and Omissions Insurance

Posted Jul 21st, 2025 in Commercial Insurance, Did You Know?, General, In the News, Insurance Tips, Media

Offering professional advice or services? One mistake could cost more than your reputation. Learn why Errors and Omissions Insurance is essential for Ontario professionals, what it covers, who needs it, and how it protects your business from costly lawsuits and claims.

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How to Prevent the Most Common Summer Home Insurance Claims

How to Prevent the Most Common Summer Home Insurance Claims

Posted Jul 10th, 2025 in ADVICE, Did You Know?, General, Home Insurance, HOMEINSURANCE, In the News, Insurance Tips, Media

Summer in Ontario is beautiful, but it also brings a surge in home insurance claims from floods, fires, break-ins, and more. Learn how to prevent the most common seasonal risks with expert-backed tips from Youngs Insurance Brokers, helping Ontario homeowners stay protected and stress-free all summer long.

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Catalytic Converter Theft: What You Need to Know & How Insurance Can Help

Catalytic Converter Theft: What You Need to Know & How Insurance Can Help

Posted Jan 24th, 2025 in Auto Insurance, Did You Know?, General, In the News, Insurance Tips, Media

Catalytic converter theft is becoming a major issue for Ontario drivers, leaving many with unexpected repair bills and frustration. These thefts happen in minutes, yet replacing a stolen converter can cost thousands. But why are thieves targeting these car parts, and more importantly—does your insurance cover this type of theft? In this article, we’ll break down why catalytic converters are valuable, how to spot a theft, and what you can do to protect your vehicle. Plus, we’ll clarify whe...

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Winter Home Insurance Secrets: 10 Questions That Could Save You Thousands

Winter Home Insurance Secrets: 10 Questions That Could Save You Thousands

Posted Jan 10th, 2025 in Commercial Insurance, Did You Know?, General, In the News, Insurance Tips, Media

Get answers to the top 10 winter insurance questions every Ontario homeowner should know - like whether you're covered if pipes burst while you're away, or what happens if someone slips on your icy driveway. Don't let winter weather catch you off guard. Learn how to protect your home and avoid costly insurance surprises this season.

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Top 10 Risks Facing Ontario Small Businesses and How Insurance Can Help

Top 10 Risks Facing Ontario Small Businesses and How Insurance Can Help

Posted Jan 8th, 2025 in Commercial Insurance, Did You Know?, General, In the News, Insurance Tips, Media

Explore the top 10 risks facing Ontario businesses and learn how the right insurance coverage can protect your livelihood and help you thrive. Whether it’s securing your property, safeguarding against lawsuits, or recovering from interruptions, we’ll show you how tailored insurance solutions provide the confidence to grow your business—rain or shine. Ready to protect your dream? Let’s get started.

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2024 | Happy Holidays + Schedule

2024 | Happy Holidays + Schedule

Posted Dec 12th, 2024 in Auto Insurance, Commercial Insurance, General, Home Insurance, In the News, News

As the holiday season approaches, we'd like to wish you a very joyous time of year and extend our most sincere appreciation to our valued clients. In addition, we've shared our 2024/25 holiday office schedule. 

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