Insurance Resource Library

The Youngs Insurance Resource Library provides Ontarians with valuable information, blogs, and updates on everything you need to know about insurance in Ontario. 

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How a Home Inspection can Help to Protect you When Buying a Home

Posted May 13th, 2022

Purchasing a home will likely be one of the largest decisions and financial commitments you will make in your life, so it’s important to make an educated and informed choice. You won’t want to find any surprises after you’ve already bought the home that could lead to financial hardships or health and safety issues. To make sure the home you are interested in buying is safe and up to code, we highly recommend completing a home inspection to properly evaluate the home and property.

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Personal Watercraft Insurance: How to Protect Your Jet Ski This Summer

Posted May 10th, 2022

Summer is right around the corner which means it’s time to dust off the jet skis and head out on the water! Before taking your jet ski out on this water this summer find out why you need to have personal watercraft insurance to help protect yourself, your watercraft, and others that are enjoying the water. 

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6 Ways Drivers can Safely Share the Road with Cyclists

Posted May 6th, 2022

Each new season brings different things drivers need to be aware of and watch out for. As the warmer weather is approaching, drivers will begin to notice more and more cyclists on the roads. To ensure everyone's safety drivers need to ensure they are following the rules of the road and driving cautiously around cyclists to ensure everyone has a safe trip.

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Why Pet Insurance is Important to Protect Your Pet and Your Finances

Posted May 5th, 2022

Did you know that on average, 1 in 3 pets will need veterinary care within a given year? If you are a pet owner, you are likely well aware of just how expensive the veterinarian can be, especially when the visits are unexpected. You can never predict what will happen to your pet but having pet insurance can help cover unexpected bills, offer peace of mind, and allow you to make the best medical choices and decisions for your pet.

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Why Life Insurance is the Perfect Mother’s Day Gift

Posted May 4th, 2022

Choosing to get life insurance has many benefits for the individual being insured and those around them, making it a perfect Mother’s Day gift! Your mother will gain a sense of security once insured, and may even be able to receive tax benefits. It won’t only protect her, but it will also protect her spouse and children which allows for some peace of mind.

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What do you Need to Know When Buying a Boat for the First Time?

Posted Apr 28th, 2022

If you are looking to buy a boat, it will likely be one of the larger financial purchases you will make in your life. You will want to make sure that you take the time to do the proper research and ask the right questions so you can be sure to make an informed decision, find the best price, and choose the type of boat that will best suit your needs so you are happy with the decision for years to come. 

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Why Your Company Should Offer Employee Group Health and Dental Benefits

Posted Apr 20th, 2022

There are many reasons why offering employee group health and dental benefits plans not only helps your employees but also contributes to a healthy workplace and benefits your company in the long run, especially if you are running a small business. Continue reading to learn the reasons why your company should consider offering employee group health and dental benefits.

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20 Ways to Make Your Home Greener for Earth Day

Posted Apr 22nd, 2022

Earth Day is April 22nd, and what better way to celebrate than making some green changes at home! We’ve provided simple ways to “go green” that will benefit you and our earth.

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How to Make Sure Your Motorcycle is Ready for Spring Riding

Posted Apr 20th, 2022

With the arrival of spring and the warmer temperatures, many motorcycle owners are getting ready for their first ride of the season. There are a few important steps to take first to make sure your motorcycle is ready for the road. Even if you have ensured to winterize your bike properly, with appropriate cleaning and storage methods, there are still some spring maintenance tasks that need to be done before you head out on a ride.

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20 Insurance Terms You Should Know

Posted Apr 20th, 2022

When discussing insurance, it often relates to protecting your life, or property that is important to you, like your home, or vehicle. Understanding the terms in your insurance policies or that your Insurance Broker may use will ensure that you can make informed and smart decisions regarding your insurance choices.

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How to Stay Safe on Your Boat this Summer

Posted Apr 18th, 2022

As the boating season approaches, it is important to brush up on your boat safety knowledge to ensure a safe and enjoyable summer filled with great memories and boating adventures! Whether this will be your first summer with a boat or you have previous boating experience, it is just as important to know the best safety tips to keep yourself, your passengers, and anyone else out on the water safe.

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Consumer Reports Most Reliable Vehicles of 2022

Posted Apr 14th, 2022

A reliable vehicle can save you a lot of stress, time, money, and effort and is an important factor that should go into your decision-making when purchasing a new car. Having a reliable vehicle means you can get longevity out of the purchase, and hopefully won’t be in unnecessarily unsafe situations or have to pay for costly repairs.

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How Distracted Driving Can Affect Your Auto Insurance

Posted Apr 14th, 2022

If you are convicted of distracted driving in Ontario, it will be on your driving record, which is a factor when it comes to determining your auto insurance premium. Any driver with distracted driving convictions on their record should expect the price of their auto insurance to increase. Minor and major driving offenses will affect your auto insurance rates differently, and as of January 1, 2019, Ontario insurance companies consider distracted driving convictions to be a major offense.

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How to Choose an Insurance Broker to Work With

Posted Apr 13th, 2022

Knowing what to look for in an Insurance Broker, what to avoid, and which questions to ask can be an overwhelming process. We want to make this process easier for you so you can be comfortable with your decision when selecting an Insurance Broker to work with. Continue reading to find out how you can be sure you have chosen the best Insurance Broker for you.

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Why it is Important to Have Boat and Watercraft Insurance

Posted Apr 6th, 2022

The summer months offer the chance to enjoy time out on the water, whether it be sailing, boating, or jet-skiing. Before heading out on the water, it is important to have adequate insurance on your boat or watercraft. Continue reading to learn why boat and watercraft insurance is so important and to learn how it will keep you, your property, and other individuals enjoying the water safe and protected. 

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The Most Fuel-Efficient Gas and Hybrid Cars in Canada

Posted Apr 1st, 2022

 With gas prices constantly rising, Canadians are on the lookout for ways to save money on gas and for the most fuel-efficient car options currently on the market. With electric vehicle options now available in Canada, the opportunities to save money on gas continue to increase. If you aren’t interested in switching to an electric vehicle, there are many great gas or hybrid options you can try that will still help you to be a more fuel-efficient driver and save money on gas.   

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How To Prevent a Flood in Your Home This Spring

Posted Mar 28th, 2022

Spring showers may bring May flowers, but they also bring the risk of floods that can cause expensive damage to your home and personal belongings. Ontario residents are more likely to experience a flood than a fire, especially in the spring months, so be sure to prepare your home by following our flood prevention tips. You should also talk to your Insurance Broker to make sure your home and property insurance policy is up to date to help avoid the costliest natural hazard in Ontario. 

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How Proactive Spring Maintenance On Your Home May Help Prevent Costly Insurance Claims

Posted Mar 23rd, 2022

Spring has officially arrived! Conducting basic maintenance on your home or cottage in the spring is an important way to help avoid insurance claims and to help maintain the value of your property. Follow our spring maintenance checklist to help protect your home. 

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2021 | Happy Holidays + Schedule

Posted Nov 16th, 2021

As the holiday season approaches we'd like to wish you a very joyous time of year, and extend our most sincere appreciation to our valued clients. In addition, we've shared our 2021 holiday office schedule. 

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Giving Back | December of Giving 2021

Posted Nov 12th, 2021

Tis the season to give back! We're proudly continuing our annual tradition of spreading holiday cheer, with our "December of Giving." Get involved in the festivities this holiday season and spread kindness.

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