2025 | Happy Holidays + Schedule
As the holiday season approaches, we'd like to wish you a very joyous time of year and extend our most sincere appreciation to our valued clients. In addition, we've shared our 2025 holiday office schedule.
Search Youngs Insurance
Youngs Insurance Blog
Insurance Resource Library
Displaying posts in Home Insurance
Ontario Home Insurance: What Invalidates Coverage
Your home insurance is meant to protect you when the unexpected happens—but certain actions or oversights could leave you without coverage. Many Ontario homeowners don’t realize that things like undisclosed renovations, renting out a room, or poor maintenance can actually void their policy. This guide explains what can invalidate your Ontario home insurance and how to keep your coverage secure.
What Is a Depreciation Waiver—and Do You Need One?
Imagine buying a $55,000 vehicle and getting only $38,000 from insurance after it’s totalled. In Ontario, this happens more often than you think—but a depreciation waiver can change the outcome. This guide explains how depreciation waivers work for vehicles, RVs, boats, and even home insurance, so you can protect the full value of what matters most.
How to Prevent the Most Common Summer Home Insurance Claims
Summer in Ontario is beautiful, but it also brings a surge in home insurance claims from floods, fires, break-ins, and more. Learn how to prevent the most common seasonal risks with expert-backed tips from Youngs Insurance Brokers, helping Ontario homeowners stay protected and stress-free all summer long.
2024 | Happy Holidays + Schedule
As the holiday season approaches, we'd like to wish you a very joyous time of year and extend our most sincere appreciation to our valued clients. In addition, we've shared our 2024/25 holiday office schedule.
Critical Illness Insurance: Why Every Ontario Business Owner Needs It
Imagine suddenly being unable to work due to a critical illness—could your business survive without you? A serious illness doesn’t just affect you—it can disrupt your entire operation, jeopardize client relationships, and threaten the financial health of everything you've built. In this blog, we’ll break down critical illness insurance, why it’s essential for Ontario business owners, what it covers, and the risks your business could face without it. Critical illness insurance provides the...
How Life Insurance Can Secure Your Ontario Business's Future
Running a business in Ontario involves juggling many responsibilities, from daily operations to strategic planning. One critical aspect that often gets overlooked is preparing for the unexpected, particularly through a buy-sell agreement funded by life insurance. In this blog, we'll explore why having a buy-sell agreement is essential for protecting the future of your business and ensuring a seamless transition in times of unforeseen events.
Understanding Replacement Cost vs. Market Value in Ontario Home Insurance
Navigating home insurance can be daunting, but understanding the difference between Replacement Cost and Market Value is pivotal for Ontario homeowners. This blog dives into these essential concepts, helping you make informed decisions about your insurance coverage to ensure your home is adequately protected.
Burst Pipes: A Guide to Repair and Prevention
In this blog, we will delve into the dangers of burst pipes in Ontario, exploring the havoc they wreak on homes and lives, and uncovering the vital steps that can help you safeguard your property from these frigid nightmares.
The Dangers of Water Damage to Your Health and Home
Did you know that water damage is the #1 cause of home insurance claims in Ontario? Beyond the obvious property concerns, it's crucial to recognize the associated risks such as mould growth, potential health issues, pest invasions, and electrical hazards. This blog delves into important questions: What typically triggers water damage? How long does it take for signs of water damage to manifest? Is water damage harmful? What are the potential health implications of water damage? We explore ...