Individual Health & Dental Plans

Individual health & dental plans from Youngs Insurance are specially designed for those without a benefits package or to fill the gaps left by Ontario provincial health plans.


Health & dental coverage for you and your family.

Our individual health and dental plans are an excellent solution for the self-employed who may be able to deduct this expense, and also for those who do not have access to an employee benefits program.

Include only the modules you need.

Health & dental coverage is available in modules that range from basic to enhanced, plus optional add-ons for eyewear, paramedical specialists (RMT, chiro, physio) and out-of-country travel medical insurance.

Some plans require completion of a medical questionnaire in order to qualify, and pre-existing expenses (such as an existing prescription) are often excluded from coverage.

Premiums are based on your age and how many people will be covered; insurers reserve the right to adjust premiums each year for their product.

If you are looking for coverage after losing your employer plan, make sure you apply within 60 days of leaving the old plan to take advantage of the special products that allow medical evidence-free applications.


Interested in inquiring about a health and dental plan for you or your family? 

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Giving Back | Alf Rampado Legacy Award | Team Kelsey

The Alf Rampado Legacy Award was introduced in 2016 in memory of our dear friend and colleague.  We are proud to announce that this year’s recipient of the Alf Rampado Legacy Award is Team Kelsey.