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Individual health & dental plans from Youngs Insurance Brokers are specially designed for those without a benefits package or to fill the gaps left by Ontario provincial health plans.
Our individual health and dental plans are an excellent solution for the self-employed who may be able to deduct this expense, and also for those who do not have access to an employee benefits program.
Health & dental coverage is available in modules that range from basic to enhanced, plus optional add-ons for eyewear, paramedical specialists (RMT, chiro, physio) and out-of-country travel medical insurance.
Some plans require completion of a medical questionnaire in order to qualify, and pre-existing expenses (such as an existing prescription) are often excluded from coverage.
Premiums are based on your age and how many people will be covered; insurers reserve the right to adjust premiums each year for their product.
If you are looking for coverage after losing your employer plan, make sure you apply within 60 days of leaving the old plan to take advantage of the special products that allow medical evidence-free applications.
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