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Your credit score is used by lenders to gather insights into your financial situation and your potential risk. But how does this impact your home insurance rates? Will you still be able to obtain home insurance with a low credit score? And how can you improve your credit score in the future? Read below to discover everything you need to know about your credit history and how it may impact your home insurance premium.
Whether you own or rent a home with a pool, or are interested in installing one on your property, it is important to know exactly what your homeowners’ insurance policy covers in terms of pools and to be aware of the requirements for pools when it comes to insurance. Continue reading to find the answers to all your pool insurance-related questions!
A day at the pool can provide hours of fun, however, if people using the pool are not careful, this activity can be dangerous and result in accidents. On average in Canada, 290 people drown each year. 26% of these deaths are from swimming recreationally. Pool-related accidents are a serious matter and happen too often, but there are practical ways to try and prevent these accidents from happening. Continue reading to learn 15 safety tips that can help make your pool safer this summer.
Buying a condo is a great way to begin your property ownership journey. Deciding to purchase a condo may be one of the biggest financial commitments you will make in your life so you will want to make sure you do your research before purchasing to make sure you make a sound investment that you will be happy with for many years to come. Continue reading below to learn what to consider when thinking of buying a condo.
Numerous factors are considered when determining your home and property insurance policy rate. It is essential to know exactly what goes into calculating your home and property insurance premium when purchasing a home so you can use these factors to help lower your insurance costs. Continue reading to discover what impacts your home and property insurance rates.
Purchasing a home will likely be one of the largest decisions and financial commitments you will make in your life, so it’s important to make an educated and informed choice. You won’t want to find any surprises after you’ve already bought the home that could lead to financial hardships or health and safety issues. To make sure the home you are interested in buying is safe and up to code, we highly recommend completing a home inspection to properly evaluate the home and property.
Earth Day is April 22nd, and what better way to celebrate than making some green changes at home! We’ve provided simple ways to “go green” that will benefit you and our earth.
As the boating season approaches, it is important to brush up on your boat safety knowledge to ensure a safe and enjoyable summer filled with great memories and boating adventures! Whether this will be your first summer with a boat or you have previous boating experience, it is just as important to know the best safety tips to keep yourself, your passengers, and anyone else out on the water safe.
A reliable vehicle can save you a lot of stress, time, money, and effort and is an important factor that should go into your decision-making when purchasing a new car. Having a reliable vehicle means you can get longevity out of the purchase, and hopefully won’t be in unnecessarily unsafe situations or have to pay for costly repairs.
Spring showers may bring May flowers, but they also bring the risk of floods that can cause expensive damage to your home and personal belongings. Ontario residents are more likely to experience a flood than a fire, especially in the spring months, so be sure to prepare your home by following our flood prevention tips. You should also talk to your insurance broker to make sure your home insurance policy is up to date to help avoid the costliest natural hazard in Ontario.