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Your home insurance is meant to protect you when the unexpected happens—but certain actions or oversights could leave you without coverage. Many Ontario homeowners don’t realize that things like undisclosed renovations, renting out a room, or poor maintenance can actually void their policy. This guide explains what can invalidate your Ontario home insurance and how to keep your coverage secure.
Imagine buying a $55,000 vehicle and getting only $38,000 from insurance after it’s totalled. In Ontario, this happens more often than you think—but a depreciation waiver can change the outcome. This guide explains how depreciation waivers work for vehicles, RVs, boats, and even home insurance, so you can protect the full value of what matters most.
Offering professional advice or services? One mistake could cost more than your reputation. Learn why Errors and Omissions Insurance is essential for Ontario professionals, what it covers, who needs it, and how it protects your business from costly lawsuits and claims.
Summer in Ontario is beautiful, but it also brings a surge in home insurance claims from floods, fires, break-ins, and more. Learn how to prevent the most common seasonal risks with expert-backed tips from Youngs Insurance Brokers, helping Ontario homeowners stay protected and stress-free all summer long.
Catalytic converter theft is becoming a major issue for Ontario drivers, leaving many with unexpected repair bills and frustration. These thefts happen in minutes, yet replacing a stolen converter can cost thousands. But why are thieves targeting these car parts, and more importantly—does your insurance cover this type of theft? In this article, we’ll break down why catalytic converters are valuable, how to spot a theft, and what you can do to protect your vehicle. Plus, we’ll clarify whe...
Get answers to the top 10 winter insurance questions every Ontario homeowner should know - like whether you're covered if pipes burst while you're away, or what happens if someone slips on your icy driveway. Don't let winter weather catch you off guard. Learn how to protect your home and avoid costly insurance surprises this season.
Explore the top 10 risks facing Ontario businesses and learn how the right insurance coverage can protect your livelihood and help you thrive. Whether it’s securing your property, safeguarding against lawsuits, or recovering from interruptions, we’ll show you how tailored insurance solutions provide the confidence to grow your business—rain or shine. Ready to protect your dream? Let’s get started.
As the holiday season approaches, many Ontario business owners plan to close their businesses temporarily to enjoy the festivities. While taking a well-deserved break is important, ensuring your business is protected during this period is equally crucial. Taking appropriate precautions can lead to significant financial and legal consequences, with some risks potentially not covered by your insurance policy. Follow these practical tips to safeguard your business and avoid costly setbacks
Is your Ontario business truly protected? Recent data shows a shocking 40% of small businesses are underinsured, with the average uncovered loss reaching $427,000. Learn why these often-overlooked coverages are essential in today's business landscape. Don't become another statistic – find out if your business has the protection it needs.
Imagine suddenly being unable to work due to a critical illness—could your business survive without you? A serious illness doesn’t just affect you—it can disrupt your entire operation, jeopardize client relationships, and threaten the financial health of everything you've built. In this blog, we’ll break down critical illness insurance, why it’s essential for Ontario business owners, what it covers, and the risks your business could face without it. Critical illness insurance provides the...