Summer in Ontario is an exciting time to enjoy new adventures, however, there are certain risks that can occur during this sunny season. Read below to find out the top summer insurance claims and how to avoid them.
Often, summer means more exposure to the sun and an extra boost of vitamin D! Due to this, we’re often happier and less stressed because there’s so much fun to experience outdoors in Ontario. Unfortunately, the summer season can come with risks, and we have shared tips on how to avoid them and insurance claims.
How To Avoid FIVE Common Summer Insurance Claims
#1 Boating Accidents
Boating in Ontario is extremely popular during summer because it’s so enjoyable and fun, however, owning a boat could mean more insurance claims. Before you take your boat out on the water, ensure it’s in good working order.
#2 Car Accidents
Since we tend to spend more time in our cars in the summer, whether it be on a road trip or visiting friends and family, there is an increased chance of getting into a collision. Increase your safety and reduce your risk by staying on top of summer car maintenance. You should also review your insurance policy with your insurance broker to ensure you have adequate coverage.
#3 BBQ Fires
If you aren’t careful, using your BBQ can have devastating consequences. To reduce any risks and avoid an insurance claim, never leave anything flammable near your grill and never leave it unattended.
An unoccupied home is a target for burglars, so if you’re travelling this summer, ensure you have protected your home before leaving on your trip. Reduce the risk of a break-in and avoid an insurance claim by installing an alarm system, camera, and motion detectors. You may also want to ask a neighbour to collect your mail to give the illusion that someone is home.
#5 Pool Accidents
If certain precautions aren’t taken, a fun summer activity like swimming can become dangerous quickly. If you own a pool, one way to avoid a liability insurance claim is by ensuring your pool gate is locked.