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Insurance Resource Library


The Youngs Insurance Resource Library provides Ontarians with valuable information, blogs, and updates on everything you need to know about insurance in Ontario. 


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PRESS RELEASE  |  Celebrating Excellence: Youngs Insurance's Wendy Ward Memorial Award 2025

PRESS RELEASE | Celebrating Excellence: Youngs Insurance's Wendy Ward Memorial Award 2025

Posted Dec 1st, 2025

Youngs Insurance Brokers is proud to announce the recipient of the 2024–2025 Wendy Ward Memorial Award for Excellence, presented in partnership with the Insurance Brokers Association of Hamilton (IBAH). This esteemed award, created in memory of our beloved colleague Wendy Ward, was presented to Alex Takac on Wednesday, November 26th.

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Ontario Home Insurance: What Invalidates Coverage

Ontario Home Insurance: What Invalidates Coverage

Posted Nov 12th, 2025

Your home insurance is meant to protect you when the unexpected happens—but certain actions or oversights could leave you without coverage. Many Ontario homeowners don’t realize that things like undisclosed renovations, renting out a room, or poor maintenance can actually void their policy. This guide explains what can invalidate your Ontario home insurance and how to keep your coverage secure.

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PRESS RELEASE  | Youngs Insurance Brokers Donates $25,000 to Hospice Niagara Through Fourth Annual Patty Valleriani Memorial Golf Tournament

PRESS RELEASE | Youngs Insurance Brokers Donates $25,000 to Hospice Niagara Through Fourth Annual Patty Valleriani Memorial Golf Tournament

Posted Sep 24th, 2025

Youngs Insurance Brokers Inc. is proud to announce that this year’s Fourth Annual Patty Valleriani Memorial Charity Golf Tournament, held at Lookout Point Country Club, raised $25,000 in support of Hospice Niagara and their campaign to build two new hospice residences in Welland and Fort Erie.

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Fourth Annual Patty Valleriani Memorial Charity Golf Tournament | Gallery

Fourth Annual Patty Valleriani Memorial Charity Golf Tournament | Gallery

Posted Aug 5th, 2025

We are beyond grateful to everyone who sponsored and participated in our Fourth Annual Patty Valleriani Memorial Charity Golf Tournament! We've shared some highlights and photos!

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What Is a Depreciation Waiver—and Do You Need One?

What Is a Depreciation Waiver—and Do You Need One?

Posted Aug 1st, 2025

Imagine buying a $55,000 vehicle and getting only $38,000 from insurance after it’s totalled. In Ontario, this happens more often than you think—but a depreciation waiver can change the outcome. This guide explains how depreciation waivers work for vehicles, RVs, boats, and even home insurance, so you can protect the full value of what matters most.

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Why Your Ontario Business Needs Errors and Omissions Insurance

Why Your Ontario Business Needs Errors and Omissions Insurance

Posted Jul 21st, 2025

Offering professional advice or services? One mistake could cost more than your reputation. Learn why Errors and Omissions Insurance is essential for Ontario professionals, what it covers, who needs it, and how it protects your business from costly lawsuits and claims.

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How to Prevent the Most Common Summer Home Insurance Claims

How to Prevent the Most Common Summer Home Insurance Claims

Posted Jul 10th, 2025

Summer in Ontario is beautiful, but it also brings a surge in home insurance claims from floods, fires, break-ins, and more. Learn how to prevent the most common seasonal risks with expert-backed tips from Youngs Insurance Brokers, helping Ontario homeowners stay protected and stress-free all summer long.

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Catalytic Converter Theft: What You Need to Know & How Insurance Can Help

Catalytic Converter Theft: What You Need to Know & How Insurance Can Help

Posted Jan 24th, 2025

Catalytic converter theft is becoming a major issue for Ontario drivers, leaving many with unexpected repair bills and frustration. These thefts happen in minutes, yet replacing a stolen converter can cost thousands. But why are thieves targeting these car parts, and more importantly—does your insurance cover this type of theft? In this article, we’ll break down why catalytic converters are valuable, how to spot a theft, and what you can do to protect your vehicle. Plus, we’ll clarify whe...

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Winter Home Insurance Secrets: 10 Questions That Could Save You Thousands

Winter Home Insurance Secrets: 10 Questions That Could Save You Thousands

Posted Jan 10th, 2025

Get answers to the top 10 winter insurance questions every Ontario homeowner should know - like whether you're covered if pipes burst while you're away, or what happens if someone slips on your icy driveway. Don't let winter weather catch you off guard. Learn how to protect your home and avoid costly insurance surprises this season.

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Top 10 Risks Facing Ontario Small Businesses and How Insurance Can Help

Top 10 Risks Facing Ontario Small Businesses and How Insurance Can Help

Posted Jan 8th, 2025

Explore the top 10 risks facing Ontario businesses and learn how the right insurance coverage can protect your livelihood and help you thrive. Whether it’s securing your property, safeguarding against lawsuits, or recovering from interruptions, we’ll show you how tailored insurance solutions provide the confidence to grow your business—rain or shine. Ready to protect your dream? Let’s get started.

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2024 | Happy Holidays + Schedule

2024 | Happy Holidays + Schedule

Posted Dec 12th, 2024

As the holiday season approaches, we'd like to wish you a very joyous time of year and extend our most sincere appreciation to our valued clients. In addition, we've shared our 2024/25 holiday office schedule. 

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8 Essential Tips to Protect Your Ontario Business During Holiday Closures

8 Essential Tips to Protect Your Ontario Business During Holiday Closures

Posted Nov 26th, 2024

As the holiday season approaches, many Ontario business owners plan to close their businesses temporarily to enjoy the festivities. While taking a well-deserved break is important, ensuring your business is protected during this period is equally crucial. Taking appropriate precautions can lead to significant financial and legal consequences, with some risks potentially not covered by your insurance policy. Follow these practical tips to safeguard your business and avoid costly setbacks

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Secure Your Ontario Business Future: 5 Vital Insurance Tips

Secure Your Ontario Business Future: 5 Vital Insurance Tips

Posted Nov 11th, 2024

Is your Ontario business truly protected? Recent data shows a shocking 40% of small businesses are underinsured, with the average uncovered loss reaching $427,000. Learn why these often-overlooked coverages are essential in today's business landscape. Don't become another statistic – find out if your business has the protection it needs.

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Youngs Insurance Brokers Secures $3,000 Grant for Project SHARE of Niagara Falls

Youngs Insurance Brokers Secures $3,000 Grant for Project SHARE of Niagara Falls

Posted Oct 9th, 2024

Youngs Insurance Brokers is proud to announce that it has successfully secured a $3,000 grant for Project SHARE of Niagara Falls through Intact Insurance's Better Communities Program. This achievement underscores our commitment to supporting vital community initiatives and making a positive impact in the Niagara region.

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PRESS RELEASE  | Youngs Insurance Brokers Inc. Surpasses $100,000 Fundraising Goal for Hamilton Health Sciences Foundation, in support of McMaster Children’s Hospital

PRESS RELEASE | Youngs Insurance Brokers Inc. Surpasses $100,000 Fundraising Goal for Hamilton Health Sciences Foundation, in support of McMaster Children’s Hospital

Posted Oct 1st, 2024

Youngs Insurance Brokers Inc. is pleased to announce that it has not only reached but surpassed its $100,000 fundraising goal for the Hamilton Health Sciences Foundation, in support of McMaster Children’s Hospital, a commitment the company has proudly been pursuing since 2019.

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Critical Illness Insurance: Why Every Ontario Business Owner Needs It

Critical Illness Insurance: Why Every Ontario Business Owner Needs It

Posted Sep 17th, 2024

Imagine suddenly being unable to work due to a critical illness—could your business survive without you? A serious illness doesn’t just affect you—it can disrupt your entire operation, jeopardize client relationships, and threaten the financial health of everything you've built. In this blog, we’ll break down critical illness insurance, why it’s essential for Ontario business owners, what it covers, and the risks your business could face without it. Critical illness insurance provides the...

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Third Annual Patty Valleriani Memorial Charity Golf Tournament | Gallery

Third Annual Patty Valleriani Memorial Charity Golf Tournament | Gallery

Posted Jul 30th, 2024

We are beyond grateful to everyone who sponsored and participated in our Third Annual Patty Valleriani Memorial Charity Golf Tournament! We've shared some highlights and photos!

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PRESS RELEASE  |  Celebrating Excellence: Youngs Insurance's Wendy Ward Memorial Award 2024

PRESS RELEASE | Celebrating Excellence: Youngs Insurance's Wendy Ward Memorial Award 2024

Posted Jul 11th, 2024

Youngs Insurance Brokers is thrilled to announce the recipient of the 2023-2024 Wendy Ward Memorial Award for Excellence, presented in partnership with the Insurance Brokers Association of Hamilton (IBAH). This prestigious award, which honours the legacy of our cherished colleague Wendy Ward, was bestowed upon Wad Mohamedelhassen on Friday, June 28th.

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How Life Insurance Can Secure Your Ontario Business's Future

How Life Insurance Can Secure Your Ontario Business's Future

Posted Jun 25th, 2024

Running a business in Ontario involves juggling many responsibilities, from daily operations to strategic planning. One critical aspect that often gets overlooked is preparing for the unexpected, particularly through a buy-sell agreement funded by life insurance. In this blog, we'll explore why having a buy-sell agreement is essential for protecting the future of your business and ensuring a seamless transition in times of unforeseen events.

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PRESS RELEASE  |  Youngs Insurance Brokers Announces Enhanced Commercial Department to Strengthen Market Presence

PRESS RELEASE | Youngs Insurance Brokers Announces Enhanced Commercial Department to Strengthen Market Presence

Posted Jun 13th, 2024

PRESS RELEASE | Youngs Insurance Brokers Announces Enhanced Commercial Department to Strengthen Market Presence

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