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Master The Skill Of Holiday Shopping on a Budget

Posted Nov 11th, 2020 in Media, General, Insurance Tips, Home Insurance, Commercial Insurance, Did You Know?, In the News

We know how difficult it can be to stick to a holiday shopping budget. Don’t let the holiday season get you down, we’ve shared simple ways to stay within budget.

Master The Skill Of Holiday Shopping on a Budget, Youngs Insurance, Ontario

If you’ve ever exceeded your holiday shopping budget, we’re here to help and ensure it doesn’t happen this year. We’ve shared the best tips on how to shop on a budget this holiday season – and stick to it!

Mastering Your Holiday Shopping Budget

#1 Set Your Budget & List |

Be proactive - establish a feasible budget and then make your gift list. This will help you get on top of your holiday shopping and aid you in avoiding exceeding it. Essentially, once you have a clear budget you can break it down per person and start brainstorming gift ideas.

#2 Don’t Procrastinate |

Hands down, the best thing you can do to save money during the holidays is to be prepared. You’re bound to overspend on holiday gifts when you are shopping in a rush without a plan in mind.

That’s why establishing your list is an imperative first step, from there you can tackle gifts and watch for deals as they appear. If you start shopping early you will be more likely to stay on budget.

#3 Support Local |

Considering everything 2020 has thrown at us, it’s important we support our local businesses, especially during the holiday season.

Even if you’re strictly shopping online this season due to COVID-19, contact your local shops to see if they offer shipping of their in-store items even if they don’t have an online store. Your support will be truly meaningful and will help everyone prosper.  We are all in this together!

#4 Be Wary of Black Friday Deals |

Is it just us, or does it seem like the holiday deals get bigger and better every year?!

In reality, the markdowns in the price you see when shopping on Black Friday or Cyber Monday are not always different from other “holiday deals” throughout the season. Make sure you’re informed of the costs before getting too carried away on Black Friday or Cyber Monday.

Also, if you’re thinking of participating in Cyber Monday, we’d recommend you look into #GivingTuesday, the following day.

We all know how difficult sticking to a budget can be, but once you do, you will find your holiday shopping experience will be much better. We’d like to wish you a very joyful and prosperous holiday season!

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