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Insurance Resource Library
Our Insurance Resource Library provides Ontarians with valuable information, blogs, and updates on everything you need to know about insurance in Ontario.
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Giving Back | The 2nd Annual National Day for Truth and Reconciliation | Orange Shirt Day |
September 30th, 2022 is the second annual National Day for Truth and Reconciliation, formally known as Orange Shirt Day. This day provides an opportunity to honour the experiences of Indigenous Peoples, celebrate their resilience, and affirm that every child matters. September 30th was chosen because for many generations, on that day, Indigenous children were taken from their families and homes and forced into the residential schools.
Everything You Need to Know About Travel Insurance
When planning a vacation or trip, it is important to invest in travel insurance to ensure your safety, health, and financial investments will be protected. Even if your trip is perfectly planned out, there are always unexpected circumstances that could arise, leaving you unprotected while abroad. Continue reading to fully understand why travel insurance is crucial for any vacation or trip.
How Your Credit Score Can Impact Your Home Insurance Rates
Your credit score is used by lenders to gather insights into your financial situation and your potential risk. But how does this impact your home insurance rates? Will you still be able to obtain home insurance with a low credit score? And how can you improve your credit score in the future? Read below to discover everything you need to know about your credit history and how it may impact your home insurance premium.
14 Vehicle Options for Cheap Car Insurance in 2022
Many factors can affect the price of your car insurance premium, and the type of car you own or rent is one of these factors. If you are looking to save money on car insurance, it is important to take into consideration the estimated insurance premium you will be required to pay when buying or renting a new or used vehicle.
Ontario Drivers Reminded to Renew Their Licence Plates
Ontario Police have recently released statements and a video reminding drivers that they are still required to get their license plates renewed every one to two years, most commonly before the driver’s birthday. You are no longer required to pay the annual $120 fee to renew your plates, but any drivers who refrain from renewing their plates can be fined $110 - $500 under the Highway Traffic Act.
Best and Worst Ontario Cities for Car Insurance Prices in 2022
With gas prices and living expenses rising across Canada, many people are trying to save money anywhere they can. Fortunately, in Ontario this year, many cities have been experiencing a decrease in the cost of car insurance, with an average drop of 3.8 percent! Continue reading for a list of the top 10 most expensive cities in Ontario for car insurance, and the top 10 most affordable.
Everything You Need to Know About RV Insurance
Living in Canada allows us the opportunity to travel to many beautiful scenic places. Using a recreational vehicle can be one of the best ways to experience the wonderful nature in our country. If you’re one of the many individuals who are looking forward to taking some RV trips this summer, you will want to make sure you have adequate RV insurance coverage. Continue reading below to discover all you need to know about RV insurance!
Cleaning up the Niagara Region with APRIL Marine and Mission 1000 Tonnes
Youngs Insurance Brokers was proud to join APRIL Marine as we partnered with Mission 1000 tonnes to clean up garbage in the Niagara region on Tuesday, June 28th, 2022. Together, we cleaned up 625 pounds of garbage!
Answers to Common Boating FAQs
If you’re new to boating, you probably have many questions that need to be answered! We’re bringing you the best answers to all of the most common boating questions so you can learn quickly and feel confident in your knowledge on your next boating day on the water!
How a Pool Can Impact Your Home Insurance Policy
Whether you own or rent a home with a pool, or are interested in installing one on your property, it is important to know exactly what your homeowners’ insurance policy covers in terms of pools and to be aware of the requirements for pools when it comes to insurance. Continue reading to find the answers to all your pool insurance-related questions!
15 Pool Safety Tips you Need to Know to Prevent a Home Insurance Claim
A day at the pool can provide hours of fun, however, if people using the pool are not careful, this activity can be dangerous and result in accidents. On average in Canada, 290 people drown each year. 26% of these deaths are from swimming recreationally. Pool-related accidents are a serious matter and happen too often, but there are practical ways to try and prevent these accidents from happening. Continue reading to learn 15 safety tips that can help make your pool safer this summer.
10 Best Places to Boat in Ontario
Ontario is filled with many beautiful, scenic locations for boaters to visit and explore in the summer. Continue reading for our list of the top 10 locations you need to visit on your next boat trip!
Everything You Need to Know About Classic Car Insurance
Most owners of classic cars put a lot of time, effort, money, and care into maintaining their vehicles. Owning a classic car comes with different requirements, stipulations, and restrictions that most auto insurance policies don't typically require. There are also additional coverage options available for classic cars that would not be necessary for typical automobiles. It is important to speak with your Ontario insurance broker to make sure that your classic car is fully protected by having...
How Wedding Insurance Can Protect Your Special Day
A couple’s wedding day is often one of the biggest, most special days in their lives. They will want their wedding day to be filled with positive experiences and no stress or worry. We recommend that couples invest in wedding insurance, to ensure that the financial investment they have put into their wedding is protected in case something unexpected and out of their control happens.
How Commercial Insurance Protects Your Business
Owning a business is not an easy task. It requires a lot of hard work, dedication, sacrifice, and passion. Business owners are tasked with huge responsibilities and heavy financial investments and commitments that must be protected with commercial insurance.
12 Things to Consider When Purchasing a Condo
Buying a condo is a great way to begin your property ownership journey. Deciding to purchase a condo may be one of the biggest financial commitments you will make in your life so you will want to make sure you do your research before purchasing to make sure you make a sound investment that you will be happy with for many years to come. Continue reading below to learn what to consider when thinking of buying a condo.
How Vehicle Modifications Can Impact Your Car Insurance Policy
Many people like to modify their vehicles by customizing them to suit their personal likes and interests or to add increased performance or comfort. Many great modifications can be made to your vehicle, but before you make any changes it is important to know which changes will affect your car insurance premium!
15 Factors That Affect the Price of Home and Property Insurance
Numerous factors are considered when determining your home and property insurance policy rate. It is essential to know exactly what goes into calculating your home and property insurance premium when purchasing a home so you can use these factors to help lower your insurance costs. Continue reading to discover what impacts your home and property insurance rates.
How a Home Inspection can Help to Prevent Home Insurance Claims
Purchasing a home will likely be one of the largest decisions and financial commitments you will make in your life, so it’s important to make an educated and informed choice. You won’t want to find any surprises after you’ve already bought the home that could lead to financial hardships or health and safety issues. To make sure the home you are interested in buying is safe and up to code, we highly recommend completing a home inspection to properly evaluate the home and property.
Personal Watercraft Insurance: How to Protect Your Jet Ski This Summer
Summer is right around the corner which means it’s time to dust off the jet skis and head out on the water! Before taking your jet ski out on this water this summer find out why you need to have personal watercraft insurance to help protect yourself, your watercraft, and others that are enjoying the water.
Giving Back | The 2nd Annual National Day for Truth and Reconciliation | Orange Shirt Day |
September 30th, 2022 is the second annual National Day for Truth and Reconciliation, formally known as Orange Shirt Day. This day provides an opportunity to honour the experiences of Indigenous Peoples, celebrate their resilience, and affirm that every child matters. September 30th was chosen because for many generations, on that day, Indigenous children were taken from their families and homes and forced into the residential schools.
Everything You Need to Know About Travel Insurance
When planning a vacation or trip, it is important to invest in travel insurance to ensure your safety, health, and financial investments will be protected. Even if your trip is perfectly planned out, there are always unexpected circumstances that could arise, leaving you unprotected while abroad. Continue reading to fully understand why travel insurance is crucial for any vacation or trip.
How Your Credit Score Can Impact Your Home Insurance Rates
Your credit score is used by lenders to gather insights into your financial situation and your potential risk. But how does this impact your home insurance rates? Will you still be able to obtain home insurance with a low credit score? And how can you improve your credit score in the future? Read below to discover everything you need to know about your credit history and how it may impact your home insurance premium.
14 Vehicle Options for Cheap Car Insurance in 2022
Many factors can affect the price of your car insurance premium, and the type of car you own or rent is one of these factors. If you are looking to save money on car insurance, it is important to take into consideration the estimated insurance premium you will be required to pay when buying or renting a new or used vehicle.
Ontario Drivers Reminded to Renew Their Licence Plates
Ontario Police have recently released statements and a video reminding drivers that they are still required to get their license plates renewed every one to two years, most commonly before the driver’s birthday. You are no longer required to pay the annual $120 fee to renew your plates, but any drivers who refrain from renewing their plates can be fined $110 - $500 under the Highway Traffic Act.
Best and Worst Ontario Cities for Car Insurance Prices in 2022
With gas prices and living expenses rising across Canada, many people are trying to save money anywhere they can. Fortunately, in Ontario this year, many cities have been experiencing a decrease in the cost of car insurance, with an average drop of 3.8 percent! Continue reading for a list of the top 10 most expensive cities in Ontario for car insurance, and the top 10 most affordable.
Everything You Need to Know About RV Insurance
Living in Canada allows us the opportunity to travel to many beautiful scenic places. Using a recreational vehicle can be one of the best ways to experience the wonderful nature in our country. If you’re one of the many individuals who are looking forward to taking some RV trips this summer, you will want to make sure you have adequate RV insurance coverage. Continue reading below to discover all you need to know about RV insurance!
Cleaning up the Niagara Region with APRIL Marine and Mission 1000 Tonnes
Youngs Insurance Brokers was proud to join APRIL Marine as we partnered with Mission 1000 tonnes to clean up garbage in the Niagara region on Tuesday, June 28th, 2022. Together, we cleaned up 625 pounds of garbage!
Answers to Common Boating FAQs
If you’re new to boating, you probably have many questions that need to be answered! We’re bringing you the best answers to all of the most common boating questions so you can learn quickly and feel confident in your knowledge on your next boating day on the water!
How a Pool Can Impact Your Home Insurance Policy
Whether you own or rent a home with a pool, or are interested in installing one on your property, it is important to know exactly what your homeowners’ insurance policy covers in terms of pools and to be aware of the requirements for pools when it comes to insurance. Continue reading to find the answers to all your pool insurance-related questions!