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3 Common Summer Insurance Claims and How to Avoid Them

Posted Aug 1st, 2018 in Media, General, Insurance Tips, Home Insurance, Did You Know?, In the News

When it comes to summer, there are some common seasonal related insurance claims that we want to help you avoid!

3 Common Summer Insurance Claims, Youngs Insurance, Ontario

We all want to soak up every minute of this gorgeous summer weather, but we doubt you knew that with this weather there are potential issues that can arise. We’ve outlined the most common insurance claims for you below.

1 | Fire

It's the season for sitting outside, with friends and family by the fire roasting marshmallows or having drinks on the patio while grilling on the barbeque. However, it's in exactly these types of relaxed moments that injuries can arise.

Did you know that on average, fire kills eight people each week in Canada, with residential fires accounting for 73% of these fatalities?

Make sure you always keep flammables far away from any heat source and never leave coals, wood or gas to burn unattended.

2 | Pool Safety

Whether it be at a cottage or in your backyard pool it’s important you understand the risk of drowning and implement the necessary precautions to avoid. Having a fence is a great way to lower your risk of someone getting injured on your property in your pool.

Did you know that in 2016, the number of unintended water-related deaths in Canada was a staggering 466?

Ensure you have proper pool safety procedures.

    3 | Home Burglaries

    With so many people enjoying the warm weather outside and on vacation, home burglaries are much higher. Unoccupied home burglaries are covered by homeowners insurance, but the risk can be reduced by installing a security alarm system, motion detection lights and by having neighbors collect your mail, packages, and newspapers.

    All of these possible insurance claims that are common during the summer can be overwhelming. But with forethought, they can be avoided and you can enjoy the summer without any issues.

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