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Ontario's auto insurance is changing on July 1, 2026. Several accident benefits that were once automatically included will become optional, and the rules around who is covered are shifting too — making it more important than ever to understand your policy before making any changes.
A heavy Ontario snowfall can cause more than slippery roads—it can strain your roof, block vents, freeze pipes, and create serious safety hazards. A quick post-storm walkaround can help you catch small issues before they turn into costly repairs or an insurance claim. Use this 10-point, homeowner-friendly checklist to protect your home before the next thaw.
As the holiday season approaches, we'd like to wish you a very joyous time of year and extend our most sincere appreciation to our valued clients. In addition, we've shared our 2025 holiday office schedule.
Youngs Insurance Brokers is proud to announce the recipient of the 2024–2025 Wendy Ward Memorial Award for Excellence, presented in partnership with the Insurance Brokers Association of Hamilton (IBAH). This esteemed award, created in memory of our beloved colleague Wendy Ward, was presented to Alex Takac on Wednesday, November 26th.
Your home insurance is meant to protect you when the unexpected happens—but certain actions or oversights could leave you without coverage. Many Ontario homeowners don’t realize that things like undisclosed renovations, renting out a room, or poor maintenance can actually void their policy. This guide explains what can invalidate your Ontario home insurance and how to keep your coverage secure.
Youngs Insurance Brokers Inc. is proud to announce that this year’s Fourth Annual Patty Valleriani Memorial Charity Golf Tournament, held at Lookout Point Country Club, raised $25,000 in support of Hospice Niagara and their campaign to build two new hospice residences in Welland and Fort Erie.
We are beyond grateful to everyone who sponsored and participated in our Fourth Annual Patty Valleriani Memorial Charity Golf Tournament! We've shared some highlights and photos!
Imagine buying a $55,000 vehicle and getting only $38,000 from insurance after it’s totalled. In Ontario, this happens more often than you think—but a depreciation waiver can change the outcome. This guide explains how depreciation waivers work for vehicles, RVs, boats, and even home insurance, so you can protect the full value of what matters most.
Offering professional advice or services? One mistake could cost more than your reputation. Learn why Errors and Omissions Insurance is essential for Ontario professionals, what it covers, who needs it, and how it protects your business from costly lawsuits and claims.
Summer in Ontario is beautiful, but it also brings a surge in home insurance claims from floods, fires, break-ins, and more. Learn how to prevent the most common seasonal risks with expert-backed tips from Youngs Insurance Brokers, helping Ontario homeowners stay protected and stress-free all summer long.
Catalytic converter theft is becoming a major issue for Ontario drivers, leaving many with unexpected repair bills and frustration. These thefts happen in minutes, yet replacing a stolen converter can cost thousands. But why are thieves targeting these car parts, and more importantly—does your insurance cover this type of theft? In this article, we’ll break down why catalytic converters are valuable, how to spot a theft, and what you can do to protect your vehicle. Plus, we’ll clarify whe...
Get answers to the top 10 winter insurance questions every Ontario homeowner should know - like whether you're covered if pipes burst while you're away, or what happens if someone slips on your icy driveway. Don't let winter weather catch you off guard. Learn how to protect your home and avoid costly insurance surprises this season.
Explore the top 10 risks facing Ontario businesses and learn how the right insurance coverage can protect your livelihood and help you thrive. Whether it’s securing your property, safeguarding against lawsuits, or recovering from interruptions, we’ll show you how tailored insurance solutions provide the confidence to grow your business—rain or shine. Ready to protect your dream? Let’s get started.
As the holiday season approaches, we'd like to wish you a very joyous time of year and extend our most sincere appreciation to our valued clients. In addition, we've shared our 2024/25 holiday office schedule.
As the holiday season approaches, many Ontario business owners plan to close their businesses temporarily to enjoy the festivities. While taking a well-deserved break is important, ensuring your business is protected during this period is equally crucial. Taking appropriate precautions can lead to significant financial and legal consequences, with some risks potentially not covered by your insurance policy. Follow these practical tips to safeguard your business and avoid costly setbacks
Is your Ontario business truly protected? Recent data shows a shocking 40% of small businesses are underinsured, with the average uncovered loss reaching $427,000. Learn why these often-overlooked coverages are essential in today's business landscape. Don't become another statistic – find out if your business has the protection it needs.
Youngs Insurance Brokers is proud to announce that it has successfully secured a $3,000 grant for Project SHARE of Niagara Falls through Intact Insurance's Better Communities Program. This achievement underscores our commitment to supporting vital community initiatives and making a positive impact in the Niagara region.
Youngs Insurance Brokers Inc. is pleased to announce that it has not only reached but surpassed its $100,000 fundraising goal for the Hamilton Health Sciences Foundation, in support of McMaster Children’s Hospital, a commitment the company has proudly been pursuing since 2019.
Imagine suddenly being unable to work due to a critical illness—could your business survive without you? A serious illness doesn’t just affect you—it can disrupt your entire operation, jeopardize client relationships, and threaten the financial health of everything you've built. In this blog, we’ll break down critical illness insurance, why it’s essential for Ontario business owners, what it covers, and the risks your business could face without it. Critical illness insurance provides the...
We are beyond grateful to everyone who sponsored and participated in our Third Annual Patty Valleriani Memorial Charity Golf Tournament! We've shared some highlights and photos!
Youngs Insurance Brokers is thrilled to announce the recipient of the 2023-2024 Wendy Ward Memorial Award for Excellence, presented in partnership with the Insurance Brokers Association of Hamilton (IBAH). This prestigious award, which honours the legacy of our cherished colleague Wendy Ward, was bestowed upon Wad Mohamedelhassen on Friday, June 28th.
Running a business in Ontario involves juggling many responsibilities, from daily operations to strategic planning. One critical aspect that often gets overlooked is preparing for the unexpected, particularly through a buy-sell agreement funded by life insurance. In this blog, we'll explore why having a buy-sell agreement is essential for protecting the future of your business and ensuring a seamless transition in times of unforeseen events.
PRESS RELEASE | Youngs Insurance Brokers Announces Enhanced Commercial Department to Strengthen Market Presence
Navigating home insurance can be daunting, but understanding the difference between Replacement Cost and Market Value is pivotal for Ontario homeowners. This blog dives into these essential concepts, helping you make informed decisions about your insurance coverage to ensure your home is adequately protected.
In this blog, we will delve into the dangers of burst pipes in Ontario, exploring the havoc they wreak on homes and lives, and uncovering the vital steps that can help you safeguard your property from these frigid nightmares.
Did you know that water damage is the #1 cause of home insurance claims in Ontario? Beyond the obvious property concerns, it's crucial to recognize the associated risks such as mould growth, potential health issues, pest invasions, and electrical hazards. This blog delves into important questions: What typically triggers water damage? How long does it take for signs of water damage to manifest? Is water damage harmful? What are the potential health implications of water damage? We explore ...
Embarking on a snowmobile adventure in Ontario promises an exhilarating experience with its vast network of scenic trails and picturesque landscapes. However, before embarking on your snowy adventure, it's essential to ensure that you're adequately covered with the right snowmobile insurance. In this guide, we'll walk you through the key aspects of snowmobile insurance in Ontario, covering everything from driver requirements to the insurance costs and coverage options available.
As the holiday season approaches we'd like to wish you a very joyous time of year, and extend our most sincere appreciation to our valued clients. In addition, we've shared our 2023/24 holiday office schedule.
Ontario winter weather can present various challenges for vehicles, and several issues may arise due to the cold temperatures, snow, ice, and road salt. Here are some common problems that cars can experience during the winter months and some tips on how to prevent these issues from arising.
Winter in Ontario, Canada, can be harsh, with cold temperatures, snow, and icy conditions. It's essential to be prepared for potential challenges on the road during this season. Here's a list of essential items recommended for keeping in vehicles during winter, along with a list of items to avoid leaving in the car.
In Ontario, Canada, the winter season brings specific challenges that if not managed properly, can lead to home insurance claims. In this blog, we'll explore these winter-specific issues and provide practical insights on how to prevent them. From frozen pipes to roof damage and everything in between, discover proactive measures to safeguard your home against the chilly hazards of winter, ensuring a season of warmth without the worry of insurance claims.
As the serene warmth of summer transitions into the crisp, chilly embrace of fall and winter, ensuring your Ontario cottage is winter-ready becomes crucial to avoid potential insurance claims. Proper winterization not only safeguards your property but also helps prevent common winter-related mishaps. With a few proactive measures, you can protect your cottage, and keep insurance claims at bay.
As of Jan 01, 2024, the Ontario Government has passed a new agreement that will give consumers a new option to opt out of Direct compensation-property Damage (DCPD). This may seem like it will save you money on your premium, however, there are important risk factors that drivers should consider before removing this coverage.
Properly winterizing your boat is also a crucial step in preventing insurance claims during the off-season. By carefully following the winterization procedures, you mitigate several common risks that could lead to damage or loss, ultimately reducing the likelihood of filing a boat insurance claim. Here's a step-by-step guide on how to winterize and store your boat properly.
PRESS RELEASE | Youngs Insurance Brokers Donates $30,000 to the McMaster Children's Hospital Foundation 2023
Youngs Insurance Brokers was proud to join APRIL Marine as we partnered with Mission 1000 tonnes to clean up garbage in the Niagara region on Tuesday, September 12th, 2023. Together, we cleaned up 420 pounds of garbage!
In today's digital landscape, businesses face an ever-increasing risk of cyber attacks and data breaches. These cyber attacks can have severe consequences, ranging from financial losses, reputational damage, loss of intellectual property, and more. As cyber risks and threats continue to evolve, understanding strong cybersecurity measures and cyber liability insurance, commonly referred to as cyber insurance, becomes essential for businesses seeking to protect themselves.
We are beyond grateful to everyone who sponsored and participated in our Second Annual Patty Valleriani Memorial Charity Golf Tournament! We've shared some highlights and photos!
Owning a boat can be an exhilarating experience, but it also comes with certain responsibilities, including educating yourself on boat safety to safeguard your investment against any potential risks and to protect yourself and other boaters. In this blog, we will explore common boating insurance claims and practical ways to prevent them. By incorporating these preventive measures into your boating routine, you can hit the water worry-free and protect your boat.
Having cottage/seasonal or secondary property insurance provides peace of mind, knowing that you're financially protected against unforeseen events that could disrupt your enjoyment of the property or your financial stability. In this blog, we'll delve into the practical side of cottage living, exploring the importance of insurance coverage to keep your peaceful getaway as serene as can be.