Youngs Insurance Brokers' Sault Ste. Marie Office Recognized for Excellent Customer Service
Youngs Insurance Brokers is proud to announce that our Sault Ste. Marie office has been recognized for their excellent customer service!
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News & Updates from Youngs Insurance Brokers Inc.
How to Save Money By Bundling Your Insurance Products
Insurance is a vital part of protecting yourself, your loved ones, and your assets from unexpected events. From car and home insurance to life and health insurance, having the right coverage in place can give you peace of mind and financial security. Bundling your insurance policies can offer you even more benefits.
Everything You Need to Know About Contractor Liability Insurance
The construction industry is fraught with various risks. As a contractor, whether working independently or as part of a company, you bear significant responsibilities and are expected to deliver work that meets high standards. To safeguard your business interests, it is crucial to obtain a comprehensive insurance policy that can provide coverage against potential financial losses or legal actions.
Why Insuring Your Seasonal Toys is So Important
Spring has arrived and many people are eager to get their spring toys – motorcycles, boats, trailers, RVs, ATVs, and classic cars – out for the season ahead. However, using these vehicles comes with inherent risks. To mitigate these risks, it is crucial to ensure that your equipment is fully insured this season.
Home Insurance Made Simple: Answers to Your Top Questions
Whether you're a first-time homeowner or a seasoned pro, it's important to understand the ins and outs of home insurance. In this blog post, we'll be answering some of the most frequently asked questions about home insurance, so you can feel confident and informed when it comes to protecting your home sweet home.
Why Your Overland Water Coverage Insurance Rates Vary Based on Where You Live
Some insurance companies are now using geocoding to determine coverage eligibility and limits for adding overland water coverage to a home insurance policy. This advanced approach to mapping risks allows insurance brokers to assess a homeowner’s risk more accurately than assigning an overland water territory based on a postal code.
The Safety Net: Why You Need Umbrella Insurance
As a responsible adult, you likely have several types of insurance policies in place to protect yourself, your loved ones, and your assets. But have you considered a personal umbrella insurance policy? In this blog, we'll explore what a personal umbrella insurance policy is, what it covers, and why you might need it.
Do Demerit Points Affect Your Ontario Car Insurance?
Demerit points are a point system that gets added to your driver’s license for breaking certain driving laws. To avoid reckless driving, the demerit point system was put into place. Continue reading to learn about how demerit points can affect your Ontario car insurance.
How to Protect Your Home From the #1 Home Insurance Claim in Ontario
Did you know that water damage is the number one cause of home insurance claims in Ontario? Water damage can happen at any time of the year and can be caused by a variety of factors including heavy rainfall, snow melt, and burst pipes. It is extremely important to stay educated, safeguard your home against all types of water damage, and to speak with your Ontario insurance broker to ensure you are adequately covered under your home insurance policy.
How to Avoid a Home Insurance Claim When Away on Vacation
Before you leave for a vacation, you should make sure to follow some simple preparation steps for your home, to ensure it is safe and protected while you are away, which can help to avoid any unnecessary home insurance claims. Continue reading for some of our best tips to keep your home safe while you’re away.
2022 | Happy Holidays + Schedule
As the holiday season approaches we'd like to wish you a very joyous time of year, and extend our most sincere appreciation to our valued clients. In addition, we've shared our 2022 holiday office schedule.
How to Avoid Skidding, and What to Do If It Happens
Throughout winter, you should always adjust to driving conditions, especially when the roads are covered in snow and ice. It is important for you to know how to avoid skidding, and what to do if you find yourself in a skid situation.
Why Cyber Liability Insurance is Essential for Protecting Your Business
If a business experiences a data breach, ransomware attack, or other cyber-attack, there may be extremely high costs to recover. A cyber breach can also leave a business vulnerable to lawsuits or third-party claims if any personal client information is compromised during a breach. Every business that uses technology to do business, no matter how big or small, needs to have cyber liability insurance.
PRESS RELEASE | Youngs Insurance Brokers Donates $30,000 to the McMaster Children's Hospital Foundation
PRESS RELEASE | Youngs Insurance Brokers Donates $30,000 to the McMaster Children's Hospital Foundation
How to Save Money on Your Ontario Home Insurance
Your home and its contents are one of your biggest financial investments, so having a valid home insurance policy with the right amount of coverage is an essential part of protecting the investment you have made in your home and its contents. You can insure your home and belongings are properly protected, while still saving money by taking advantage of some possible discounts you may be eligible for on your home insurance. Continue reading to learn how to save money on your home insurance pr...
How to Save Money on Your RV Insurance During the Off-Season
Once the seasons begin to change and the colder weather begins, many RV owners will say goodbye to summer road trips and prepare to store their RV for the winter. While some RV owners may be tempted to cancel their RV insurance during the off-season, we explain below why this is not the best option.
Prevent An RV Insurance Claim- Winterize Your RV Now
With the colder months upon us and winter on the way, many RV owners are beginning the process of winterizing their RV and getting it ready for storage. Making sure that your RV is properly winterized can help to prevent any damage that could be costly to fix, and help prevent any unnecessary RV insurance claims. Keep reading for answers to some frequently asked questions from RV owners about how to prepare your RV for winter storage and how to lower your RV insurance costs during the winter...
How Fall Maintenance Can Help You Avoid Home Insurance Claims
Performing regular fall maintenance tasks and checks in and around your home can help you to identify any possible potential issues and allow you to resolve them before they become big enough issues that could raise your home insurance costs or cause a home insurance claim.
17 Ways to Save Money on Your Ontario Car Insurance
With the rise of inflation and the increasing costs of groceries and gas, among other things, many car owners are looking for ways they can save money, including on their car insurance. Ontario drivers will be happy to know there are quite a few ways they can lower their car insurance premiums and save money every month. Continue reading to learn all the ways you can save money on your car insurance.
First Annual Patty Valleriani Memorial Charity Golf Tournament | Gallery
We are beyond grateful to everyone who sponsored and participated in our First Annual Patty Valleriani Memorial Charity Golf Tournament! We've shared some highlights and photos!
Giving Back | The 2nd Annual National Day for Truth and Reconciliation | Orange Shirt Day |
September 30th, 2022 is the second annual National Day for Truth and Reconciliation, formally known as Orange Shirt Day. This day provides an opportunity to honour the experiences of Indigenous Peoples, celebrate their resilience, and affirm that every child matters. September 30th was chosen because for many generations, on that day, Indigenous children were taken from their families and homes and forced into the residential schools.
Everything You Need to Know About Travel Insurance
When planning a vacation or trip, it is important to invest in travel insurance to ensure your safety, health, and financial investments will be protected. Even if your trip is perfectly planned out, there are always unexpected circumstances that could arise, leaving you unprotected while abroad. Continue reading to fully understand why travel insurance is crucial for any vacation or trip.
How Your Credit Score Can Impact Your Home Insurance Rates
Your credit score is used by lenders to gather insights into your financial situation and your potential risk. But how does this impact your home insurance rates? Will you still be able to obtain home insurance with a low credit score? And how can you improve your credit score in the future? Read below to discover everything you need to know about your credit history and how it may impact your home insurance premium.
14 Vehicle Options for Cheap Car Insurance in 2022
Many factors can affect the price of your car insurance premium, and the type of car you own or rent is one of these factors. If you are looking to save money on car insurance, it is important to take into consideration the estimated insurance premium you will be required to pay when buying or renting a new or used vehicle.
Ontario Drivers Reminded to Renew Their Licence Plates
Ontario Police have recently released statements and a video reminding drivers that they are still required to get their license plates renewed every one to two years, most commonly before the driver’s birthday. You are no longer required to pay the annual $120 fee to renew your plates, but any drivers who refrain from renewing their plates can be fined $110 - $500 under the Highway Traffic Act.
Best and Worst Ontario Cities for Car Insurance Prices in 2022
With gas prices and living expenses rising across Canada, many people are trying to save money anywhere they can. Fortunately, in Ontario this year, many cities have been experiencing a decrease in the cost of car insurance, with an average drop of 3.8 percent! Continue reading for a list of the top 10 most expensive cities in Ontario for car insurance, and the top 10 most affordable.
Everything You Need to Know About Ontario RV Insurance
Living in Canada allows us the opportunity to travel to many beautiful scenic places. Using a recreational vehicle can be one of the best ways to experience the wonderful nature in our country. If you’re one of the many individuals who are looking forward to taking some RV trips this summer, you will want to make sure you have adequate RV insurance coverage. Continue reading below to discover all you need to know about RV insurance!
Cleaning up the Niagara Region with APRIL Marine and Mission 1000 Tonnes
Youngs Insurance Brokers was proud to join APRIL Marine as we partnered with Mission 1000 tonnes to clean up garbage in the Niagara region on Tuesday, June 28th, 2022. Together, we cleaned up 625 pounds of garbage!
Answers to Common Boating FAQs
If you’re new to boating, you probably have many questions that need to be answered! We’re bringing you the best answers to all of the most common boating questions so you can learn quickly and feel confident in your knowledge on your next boating day on the water!
How a Pool Can Impact Your Home Insurance Policy
Whether you own or rent a home with a pool, or are interested in installing one on your property, it is important to know exactly what your homeowners’ insurance policy covers in terms of pools and to be aware of the requirements for pools when it comes to insurance. Continue reading to find the answers to all your pool insurance-related questions!
15 Pool Safety Tips you Need to Know to Prevent a Home Insurance Claim
A day at the pool can provide hours of fun, however, if people using the pool are not careful, this activity can be dangerous and result in accidents. On average in Canada, 290 people drown each year. 26% of these deaths are from swimming recreationally. Pool-related accidents are a serious matter and happen too often, but there are practical ways to try and prevent these accidents from happening. Continue reading to learn 15 safety tips that can help make your pool safer this summer.
10 Best Places to Boat in Ontario
Ontario is filled with many beautiful, scenic locations for boaters to visit and explore in the summer. Continue reading for our list of the top 10 locations you need to visit on your next boat trip!
Everything You Need to Know About Classic Car Insurance
Most owners of classic cars put a lot of time, effort, money, and care into maintaining their vehicles. Owning a classic car comes with different requirements, stipulations, and restrictions that most auto insurance policies don't typically require. There are also additional coverage options available for classic cars that would not be necessary for typical automobiles. It is important to speak with your Ontario insurance broker to make sure that your classic car is fully protected by having...
How Wedding Insurance Can Protect Your Special Day
A couple’s wedding day is often one of the biggest, most special days in their lives. They will want their wedding day to be filled with positive experiences and no stress or worry. We recommend that couples invest in wedding insurance, to ensure that the financial investment they have put into their wedding is protected in case something unexpected and out of their control happens.
How Commercial Insurance Protects Your Business
Owning a business is not an easy task. It requires a lot of hard work, dedication, sacrifice, and passion. Business owners are tasked with huge responsibilities and heavy financial investments and commitments that must be protected with commercial insurance.
12 Things to Consider When Purchasing a Condo
Buying a condo is a great way to begin your property ownership journey. Deciding to purchase a condo may be one of the biggest financial commitments you will make in your life so you will want to make sure you do your research before purchasing to make sure you make a sound investment that you will be happy with for many years to come. Continue reading below to learn what to consider when thinking of buying a condo.
How Vehicle Modifications Can Impact Your Car Insurance Policy
Many people like to modify their vehicles by customizing them to suit their personal likes and interests or to add increased performance or comfort. Many great modifications can be made to your vehicle, but before you make any changes it is important to know which changes will affect your car insurance premium!
15 Factors That Affect the Price of Home and Property Insurance
Numerous factors are considered when determining your home and property insurance policy rate. It is essential to know exactly what goes into calculating your home and property insurance premium when purchasing a home so you can use these factors to help lower your insurance costs. Continue reading to discover what impacts your home and property insurance rates.
How a Home Inspection can Help to Prevent Home Insurance Claims
Purchasing a home will likely be one of the largest decisions and financial commitments you will make in your life, so it’s important to make an educated and informed choice. You won’t want to find any surprises after you’ve already bought the home that could lead to financial hardships or health and safety issues. To make sure the home you are interested in buying is safe and up to code, we highly recommend completing a home inspection to properly evaluate the home and property.
Personal Watercraft Insurance: How to Protect Your Jet Ski This Summer
Summer is right around the corner which means it’s time to dust off the jet skis and head out on the water! Before taking your jet ski out on this water this summer find out why you need to have personal watercraft insurance to help protect yourself, your watercraft, and others that are enjoying the water.