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Our home and property insurance blogs offer a variety of helpful tips, suggestions and information that Ontario homeowners need to know.
Insurance is a vital part of protecting yourself, your loved ones, and your assets from unexpected events. From car and home insurance to life and health insurance, having the right coverage in place can give you peace of mind and financial security. Bundling your insurance policies can offer you even more benefits.
Spring has arrived and many people are eager to get their spring toys – motorcycles, boats, trailers, RVs, ATVs, and classic cars – out for the season ahead. However, using these vehicles comes with inherent risks. To mitigate these risks, it is crucial to ensure that your equipment is fully insured this season.
Whether you're a first-time homeowner or a seasoned pro, it's important to understand the ins and outs of home insurance. In this blog post, we'll be answering some of the most frequently asked questions about home insurance, so you can feel confident and informed when it comes to protecting your home sweet home.
Some insurance companies are now using geocoding to determine coverage eligibility and limits for adding overland water coverage to a home insurance policy. This advanced approach to mapping risks allows insurance brokers to assess a homeowner’s risk more accurately than assigning an overland water territory based on a postal code.
As a responsible adult, you likely have several types of insurance policies in place to protect yourself, your loved ones, and your assets. But have you considered a personal umbrella insurance policy? In this blog, we'll explore what a personal umbrella insurance policy is, what it covers, and why you might need it.
Did you know that water damage is the number one cause of home insurance claims in Ontario? Water damage can happen at any time of the year and can be caused by a variety of factors including heavy rainfall, snow melt, and burst pipes. It is extremely important to stay educated, safeguard your home against all types of water damage, and to speak with your Ontario insurance broker to ensure you are adequately covered under your home insurance policy.
Before you leave for a vacation, you should make sure to follow some simple preparation steps for your home, to ensure it is safe and protected while you are away, which can help to avoid any unnecessary home insurance claims. Continue reading for some of our best tips to keep your home safe while you’re away.
As the holiday season approaches we'd like to wish you a very joyous time of year, and extend our most sincere appreciation to our valued clients. In addition, we've shared our 2022 holiday office schedule.
Your home and its contents are one of your biggest financial investments, so having a valid home insurance policy with the right amount of coverage is an essential part of protecting the investment you have made in your home and its contents. You can insure your home and belongings are properly protected, while still saving money by taking advantage of some possible discounts you may be eligible for on your home insurance. Continue reading to learn how to save money on your home insurance pr...
Once the seasons begin to change and the colder weather begins, many RV owners will say goodbye to summer road trips and prepare to store their RV for the winter. While some RV owners may be tempted to cancel their RV insurance during the off-season, we explain below why this is not the best option.
With the colder months upon us and winter on the way, many RV owners are beginning the process of winterizing their RV and getting it ready for storage. Making sure that your RV is properly winterized can help to prevent any damage that could be costly to fix, and help prevent any unnecessary RV insurance claims. Keep reading for answers to some frequently asked questions from RV owners about how to prepare your RV for winter storage and how to lower your RV insurance costs during the winter...
Performing regular fall maintenance tasks and checks in and around your home can help you to identify any possible potential issues and allow you to resolve them before they become big enough issues that could raise your home insurance costs or cause a home insurance claim.
Your credit score is used by lenders to gather insights into your financial situation and your potential risk. But how does this impact your home insurance rates? Will you still be able to obtain home insurance with a low credit score? And how can you improve your credit score in the future? Read below to discover everything you need to know about your credit history and how it may impact your home insurance premium.
Whether you own or rent a home with a pool, or are interested in installing one on your property, it is important to know exactly what your homeowners’ insurance policy covers in terms of pools and to be aware of the requirements for pools when it comes to insurance. Continue reading to find the answers to all your pool insurance-related questions!
A day at the pool can provide hours of fun, however, if people using the pool are not careful, this activity can be dangerous and result in accidents. On average in Canada, 290 people drown each year. 26% of these deaths are from swimming recreationally. Pool-related accidents are a serious matter and happen too often, but there are practical ways to try and prevent these accidents from happening. Continue reading to learn 15 safety tips that can help make your pool safer this summer.
Buying a condo is a great way to begin your property ownership journey. Deciding to purchase a condo may be one of the biggest financial commitments you will make in your life so you will want to make sure you do your research before purchasing to make sure you make a sound investment that you will be happy with for many years to come. Continue reading below to learn what to consider when thinking of buying a condo.
Numerous factors are considered when determining your home and property insurance policy rate. It is essential to know exactly what goes into calculating your home and property insurance premium when purchasing a home so you can use these factors to help lower your insurance costs. Continue reading to discover what impacts your home and property insurance rates.
Purchasing a home will likely be one of the largest decisions and financial commitments you will make in your life, so it’s important to make an educated and informed choice. You won’t want to find any surprises after you’ve already bought the home that could lead to financial hardships or health and safety issues. To make sure the home you are interested in buying is safe and up to code, we highly recommend completing a home inspection to properly evaluate the home and property.
Earth Day is April 22nd, and what better way to celebrate than making some green changes at home! We’ve provided simple ways to “go green” that will benefit you and our earth.
As the boating season approaches, it is important to brush up on your boat safety knowledge to ensure a safe and enjoyable summer filled with great memories and boating adventures! Whether this will be your first summer with a boat or you have previous boating experience, it is just as important to know the best safety tips to keep yourself, your passengers, and anyone else out on the water safe.