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How to Protect Your Home While on Vacation

Posted Jan 10th, 2017 in General, Insurance Tips, Home Insurance, Did You Know?

If you are planning a getaway this winter it is important that you are aware of how to protect your home while on vacation.

Home Tips while on Vacation, Youngs Insurance, OntarioMany Ontarians make the mistake of not preparing their home for vacation and we do not want you to fall victim to this. Being prepared for what could happen is important, as we cannot predict the future and like they say, it is always better to be safe than sorry.

Before you leave for vacation this winter, be sure to speak with your insurance broker and read our tips to protect your home.

Tips to Protect your Home

  1. Winterize: Be sure to winterize your home by cleaning your gutters, having your roof inspected and furnace checked. It is important that your home be able to handle the harsh Ontario winter weather.
  2. Pipes, Water, Heat: Winter temperatures in Ontario can be icy, which is why it is essential you ensure your pipes are protected and insulated. Do not turn your thermostat off completely and shut off your water. 
  3. Hire Presence: Whether you have family that can help or hire someone to clear snow from your driveway and sidewalk after each snowfall – this is a legal requirement in some cities in Ontario. Someone should visit your house every 24-48 hours to check to ensure no issues have occurred (a requirement for some insurance companies – speak to your insurance broker about this).
  4. Alarm System: Ensure you have a monitoring alarm system, protecting your home and inform them that you will be on vacation.
  5. Secure Valuables: If you have any valuables in your home, store them in a safety deposit box or a hidden safe. Do not leave any of your valuables out in the open.
  6. SHHHH: We understand how exciting going on vacation can be, however, it is important that you do not publicize your vacation. Avoid telling everyone you know and don’t post your travel plans on social media. Keep in mind this includes posting pictures while you are on vacation, wait until you get back to share!
  7. Plan Ahead: Unplug all unnecessary electronics and appliances throughout your home (including garage, outdoor, basement, etc.) and install timers on indoor and outdoor lights – have it so that different lights turn on and off at specific times, such as upstairs bathroom etc.
  8. Service, Mail & Packages: Suspend your telephone, cable and internet service for the months you are away from your home and cancel any regular deliveries (i.e. newspaper) and forward your mail. In addition, arrange to have someone collect any junk mail or flyers from your front door.
We hope our tips to protect your home while on vacation are useful and open your eyes to preparing for the unknown. We pride ourselves on educating our customers with useful information.  If you would like a no obligation quote on your home insurance, please contact us today!

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