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Our car insurance blogs provide valuable information and updates; everything Ontario drivers are looking for.
Ontario winter weather can present various challenges for vehicles, and several issues may arise due to the cold temperatures, snow, ice, and road salt. Here are some common problems that cars can experience during the winter months and some tips on how to prevent these issues from arising.
Winter in Ontario, Canada, can be harsh, with cold temperatures, snow, and icy conditions. It's essential to be prepared for potential challenges on the road during this season. Here's a list of essential items recommended for keeping in vehicles during winter, along with a list of items to avoid leaving in the car.
As of Jan 01, 2024, the Ontario Government has passed a new agreement that will give consumers a new option to opt out of Direct compensation-property Damage (DCPD). This may seem like it will save you money on your premium, however, there are important risk factors that drivers should consider before removing this coverage.
Ontario is currently experiencing an alarming surge in car thefts. According to the Ontario government, a car is being stolen every 48 minutes. In this blog, we will explore which vehicles are the most stolen, the impact this may have on your insurance, how the government is taking action, tips and tricks on how to prevent your car from being stolen and what to do if your vehicle is stolen.
When considering life insurance, you have the option to choose between joint life insurance and individual life insurance policies. In this blog, we will explore the differences between these two options, explain the advantages of a joint life policy, and help you determine which option is best suited for your needs.
When discussing financial protection, two frequently mentioned types of insurance policies are life insurance and mortgage insurance. Although both serve their intended purposes, life insurance offers several notable benefits that set it apart from mortgage insurance. In this blog post, we will outline the reasons why life insurance stands out as the superior choice for protecting your family's financial security.
Insurance is a vital part of protecting yourself, your loved ones, and your assets from unexpected events. From car and home insurance to life and health insurance, having the right coverage in place can give you peace of mind and financial security. Bundling your insurance policies can offer you even more benefits.
As a responsible adult, you likely have several types of insurance policies in place to protect yourself, your loved ones, and your assets. But have you considered a personal umbrella insurance policy? In this blog, we'll explore what a personal umbrella insurance policy is, what it covers, and why you might need it.
Demerit points are a point system that gets added to your driver’s license for breaking certain driving laws. To avoid reckless driving, the demerit point system was put into place. Continue reading to learn about how demerit points can affect your Ontario car insurance.
As the holiday season approaches we'd like to wish you a very joyous time of year, and extend our most sincere appreciation to our valued clients. In addition, we've shared our 2022 holiday office schedule.
Throughout winter, you should always adjust to driving conditions, especially when the roads are covered in snow and ice. It is important for you to know how to avoid skidding, and what to do if you find yourself in a skid situation.
Many factors can affect the price of your car insurance premium, and the type of car you own or rent is one of these factors. If you are looking to save money on car insurance, it is important to take into consideration the estimated insurance premium you will be required to pay when buying or renting a new or used vehicle.
Ontario Police have recently released statements and a video reminding drivers that they are still required to get their license plates renewed every one to two years, most commonly before the driver’s birthday. You are no longer required to pay the annual $120 fee to renew your plates, but any drivers who refrain from renewing their plates can be fined $110 - $500 under the Highway Traffic Act.
Living in Canada allows us the opportunity to travel to many beautiful scenic places. Using a recreational vehicle can be one of the best ways to experience the wonderful nature in our country. If you’re one of the many individuals who are looking forward to taking some RV trips this summer, you will want to make sure you have adequate RV insurance coverage. Continue reading below to discover all you need to know about RV insurance!
Most owners of classic cars put a lot of time, effort, money, and care into maintaining their vehicles. Owning a classic car comes with different requirements, stipulations, and restrictions that most auto insurance policies don't typically require. There are also additional coverage options available for classic cars that would not be necessary for typical automobiles. It is important to speak with your Ontario insurance broker to make sure that your classic car is fully protected by having...
Many people like to modify their vehicles by customizing them to suit their personal likes and interests or to add increased performance or comfort. Many great modifications can be made to your vehicle, but before you make any changes it is important to know which changes will affect your car insurance premium!
Each new season brings different things drivers need to be aware of and watch out for. As the warmer weather is approaching, drivers will begin to notice more and more cyclists on the roads. To ensure everyone's safety drivers need to ensure they are following the rules of the road and driving cautiously around cyclists to ensure everyone has a safe trip.
A reliable vehicle can save you a lot of stress, time, money, and effort and is an important factor that should go into your decision-making when purchasing a new car. Having a reliable vehicle means you can get longevity out of the purchase, and hopefully won’t be in unnecessarily unsafe situations or have to pay for costly repairs.
If you are convicted of distracted driving in Ontario, it will be on your driving record, which is a factor when it comes to determining your car insurance premium. Any driver with distracted driving convictions on their record should expect the price of their car insurance to increase. Minor and major driving offenses will affect your auto insurance rates differently, and as of January 1, 2019, Ontario insurance companies consider distracted driving convictions to be a major offense.
With gas prices constantly rising, Canadians are on the lookout for ways to save money on gas and for the most fuel-efficient car options currently on the market. With electric vehicle options now available in Canada, the opportunities to save money on gas continue to increase. If you aren’t interested in switching to an electric vehicle, there are many great gas or hybrid options you can try that will still help you to be a more fuel-efficient driver and save money on gas.