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Personal Home & Property Insurance


Providing  you with personal home & property insurance policies that provide peace of mind in knowing your most valuable assets are protected.


We understand your living situation is as unique as you are. 

We can assist you with customizing your policy, to cover the things that are most important to you.

Property insurance policies not only provide coverage to your home and contents for fire, theft, and other hazards, it also covers personal liability, including if someone is injured on your property or if you cause damage to someone else’s property. 

We will assess your property risks and value, and then customize a policy designed with the level of protection you require.


Ontario Home Insurance: What Invalidates Coverage

Nov 12th, 2025

Your home insurance is meant to protect you when the unexpected happens—but certain actions or oversights could leave you without coverage. Many Ontario homeowners don’t realize that things like undisclosed renovations, renting out a room, or poor maintenance can actually void their policy. This guide explains what can invalidate your Ontario home insurance and how to keep your coverage secure.

What Is a Depreciation Waiver—and Do You Need One?

Aug 1st, 2025

Imagine buying a $55,000 vehicle and getting only $38,000 from insurance after it’s totalled. In Ontario, this happens more often than you think—but a depreciation waiver can change the outcome. This guide explains how depreciation waivers work for vehicles, RVs, boats, and even home insurance, so you can protect the full value of what matters most.

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