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Some insurance companies are now using geocoding to determine coverage eligibility and limits for adding overland water coverage to a home insurance policy. This advanced approach to mapping risks allows insurance brokers to assess a homeowner’s risk more accurately than assigning an overland water territory based on a postal code.
As a responsible adult, you likely have several types of insurance policies in place to protect yourself, your loved ones, and your assets. But have you considered a personal umbrella insurance policy? In this blog, we'll explore what a personal umbrella insurance policy is, what it covers, and why you might need it.
Demerit points are a point system that gets added to your driver’s license for breaking certain driving laws. To avoid reckless driving, the demerit point system was put into place. Continue reading to learn about how demerit points can affect your Ontario car insurance.
Did you know that water damage is the number one cause of home insurance claims in Ontario? Water damage can happen at any time of the year and can be caused by a variety of factors including heavy rainfall, snow melt, and burst pipes. It is extremely important to stay educated, safeguard your home against all types of water damage, and to speak with your Ontario insurance broker to ensure you are adequately covered under your home insurance policy.
Before you leave for a vacation, you should make sure to follow some simple preparation steps for your home, to ensure it is safe and protected while you are away, which can help to avoid any unnecessary home insurance claims. Continue reading for some of our best tips to keep your home safe while you’re away.
Throughout winter, you should always adjust to driving conditions, especially when the roads are covered in snow and ice. It is important for you to know how to avoid skidding, and what to do if you find yourself in a skid situation.
If a business experiences a data breach, ransomware attack, or other cyber-attack, there may be extremely high costs to recover. A cyber breach can also leave a business vulnerable to lawsuits or third-party claims if any personal client information is compromised during a breach. Every business that uses technology to do business, no matter how big or small, needs to have cyber liability insurance.
Your home and its contents are one of your biggest financial investments, so having a valid home insurance policy with the right amount of coverage is an essential part of protecting the investment you have made in your home and its contents. You can insure your home and belongings are properly protected, while still saving money by taking advantage of some possible discounts you may be eligible for on your home insurance. Continue reading to learn how to save money on your home insurance pr...
Once the seasons begin to change and the colder weather begins, many RV owners will say goodbye to summer road trips and prepare to store their RV for the winter. While some RV owners may be tempted to cancel their RV insurance during the off-season, we explain below why this is not the best option.
With the colder months upon us and winter on the way, many RV owners are beginning the process of winterizing their RV and getting it ready for storage. Making sure that your RV is properly winterized can help to prevent any damage that could be costly to fix, and help prevent any unnecessary RV insurance claims. Keep reading for answers to some frequently asked questions from RV owners about how to prepare your RV for winter storage and how to lower your RV insurance costs during the winter...