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In this blog, we will delve into the dangers of burst pipes in Ontario, exploring the havoc they wreak on homes and lives, and uncovering the vital steps that can help you safeguard your property from these frigid nightmares.
Did you know that water damage is the #1 cause of home insurance claims in Ontario? Beyond the obvious property concerns, it's crucial to recognize the associated risks such as mould growth, potential health issues, pest invasions, and electrical hazards. This blog delves into important questions: What typically triggers water damage? How long does it take for signs of water damage to manifest? Is water damage harmful? What are the potential health implications of water damage? We explore ...
Embarking on a snowmobile adventure in Ontario promises an exhilarating experience with its vast network of scenic trails and picturesque landscapes. However, before embarking on your snowy adventure, it's essential to ensure that you're adequately covered with the right snowmobile insurance. In this guide, we'll walk you through the key aspects of snowmobile insurance in Ontario, covering everything from driver requirements to the insurance costs and coverage options available.
As the holiday season approaches we'd like to wish you a very joyous time of year, and extend our most sincere appreciation to our valued clients. In addition, we've shared our 2023/24 holiday office schedule.
Ontario winter weather can present various challenges for vehicles, and several issues may arise due to the cold temperatures, snow, ice, and road salt. Here are some common problems that cars can experience during the winter months and some tips on how to prevent these issues from arising.
Winter in Ontario, Canada, can be harsh, with cold temperatures, snow, and icy conditions. It's essential to be prepared for potential challenges on the road during this season. Here's a list of essential items recommended for keeping in vehicles during winter, along with a list of items to avoid leaving in the car.
In Ontario, Canada, the winter season brings specific challenges that if not managed properly, can lead to home insurance claims. In this blog, we'll explore these winter-specific issues and provide practical insights on how to prevent them. From frozen pipes to roof damage and everything in between, discover proactive measures to safeguard your home against the chilly hazards of winter, ensuring a season of warmth without the worry of insurance claims.
As the serene warmth of summer transitions into the crisp, chilly embrace of fall and winter, ensuring your Ontario cottage is winter-ready becomes crucial to avoid potential insurance claims. Proper winterization not only safeguards your property but also helps prevent common winter-related mishaps. With a few proactive measures, you can protect your cottage, and keep insurance claims at bay.
As of Jan 01, 2024, the Ontario Government has passed a new agreement that will give consumers a new option to opt out of Direct compensation-property Damage (DCPD). This may seem like it will save you money on your premium, however, there are important risk factors that drivers should consider before removing this coverage.
Properly winterizing your boat is also a crucial step in preventing insurance claims during the off-season. By carefully following the winterization procedures, you mitigate several common risks that could lead to damage or loss, ultimately reducing the likelihood of filing a boat insurance claim. Here's a step-by-step guide on how to winterize and store your boat properly.
PRESS RELEASE | Youngs Insurance Brokers Donates $30,000 to the McMaster Children's Hospital Foundation 2023
Youngs Insurance Brokers was proud to join APRIL Marine as we partnered with Mission 1000 tonnes to clean up garbage in the Niagara region on Tuesday, September 12th, 2023. Together, we cleaned up 420 pounds of garbage!
In today's digital landscape, businesses face an ever-increasing risk of cyber attacks and data breaches. These cyber attacks can have severe consequences, ranging from financial losses, reputational damage, loss of intellectual property, and more. As cyber risks and threats continue to evolve, understanding strong cybersecurity measures and cyber liability insurance, commonly referred to as cyber insurance, becomes essential for businesses seeking to protect themselves.
We are beyond grateful to everyone who sponsored and participated in our Second Annual Patty Valleriani Memorial Charity Golf Tournament! We've shared some highlights and photos!
Owning a boat can be an exhilarating experience, but it also comes with certain responsibilities, including educating yourself on boat safety to safeguard your investment against any potential risks and to protect yourself and other boaters. In this blog, we will explore common boating insurance claims and practical ways to prevent them. By incorporating these preventive measures into your boating routine, you can hit the water worry-free and protect your boat.
Having cottage/seasonal or secondary property insurance provides peace of mind, knowing that you're financially protected against unforeseen events that could disrupt your enjoyment of the property or your financial stability. In this blog, we'll delve into the practical side of cottage living, exploring the importance of insurance coverage to keep your peaceful getaway as serene as can be.
Ontario is currently experiencing an alarming surge in car thefts. According to the Ontario government, a car is being stolen every 48 minutes. In this blog, we will explore which vehicles are the most stolen, the impact this may have on your insurance, how the government is taking action, tips and tricks on how to prevent your car from being stolen and what to do if your vehicle is stolen.
When considering life insurance, you have the option to choose between joint life insurance and individual life insurance policies. In this blog, we will explore the differences between these two options, explain the advantages of a joint life policy, and help you determine which option is best suited for your needs.
PRESS RELEASE |Youngs Insurance Brokers Honored as Gore Mutual's Brokers for Good with $5,000 Donation to McMaster Children's Hospital Foundation
When discussing financial protection, two frequently mentioned types of insurance policies are life insurance and mortgage insurance. Although both serve their intended purposes, life insurance offers several notable benefits that set it apart from mortgage insurance. In this blog post, we will outline the reasons why life insurance stands out as the superior choice for protecting your family's financial security.
Youngs Insurance Brokers is proud to announce that our Sault Ste. Marie office has been recognized for their excellent customer service!
Insurance is a vital part of protecting yourself, your loved ones, and your assets from unexpected events. From car and home insurance to life and health insurance, having the right coverage in place can give you peace of mind and financial security. Bundling your insurance policies can offer you even more benefits.
The construction industry is fraught with various risks. As a contractor, whether working independently or as part of a company, you bear significant responsibilities and are expected to deliver work that meets high standards. To safeguard your business interests, it is crucial to obtain a comprehensive insurance policy that can provide coverage against potential financial losses or legal actions.
Spring has arrived and many people are eager to get their spring toys – motorcycles, boats, trailers, RVs, ATVs, and classic cars – out for the season ahead. However, using these vehicles comes with inherent risks. To mitigate these risks, it is crucial to ensure that your equipment is fully insured this season.
Whether you're a first-time homeowner or a seasoned pro, it's important to understand the ins and outs of home insurance. In this blog post, we'll be answering some of the most frequently asked questions about home insurance, so you can feel confident and informed when it comes to protecting your home sweet home.
Some insurance companies are now using geocoding to determine coverage eligibility and limits for adding overland water coverage to a home insurance policy. This advanced approach to mapping risks allows insurance brokers to assess a homeowner’s risk more accurately than assigning an overland water territory based on a postal code.
As a responsible adult, you likely have several types of insurance policies in place to protect yourself, your loved ones, and your assets. But have you considered a personal umbrella insurance policy? In this blog, we'll explore what a personal umbrella insurance policy is, what it covers, and why you might need it.
Demerit points are a point system that gets added to your driver’s license for breaking certain driving laws. To avoid reckless driving, the demerit point system was put into place. Continue reading to learn about how demerit points can affect your Ontario car insurance.
Did you know that water damage is the number one cause of home insurance claims in Ontario? Water damage can happen at any time of the year and can be caused by a variety of factors including heavy rainfall, snow melt, and burst pipes. It is extremely important to stay educated, safeguard your home against all types of water damage, and to speak with your Ontario insurance broker to ensure you are adequately covered under your home insurance policy.
Before you leave for a vacation, you should make sure to follow some simple preparation steps for your home, to ensure it is safe and protected while you are away, which can help to avoid any unnecessary home insurance claims. Continue reading for some of our best tips to keep your home safe while you’re away.
As the holiday season approaches we'd like to wish you a very joyous time of year, and extend our most sincere appreciation to our valued clients. In addition, we've shared our 2022 holiday office schedule.
Throughout winter, you should always adjust to driving conditions, especially when the roads are covered in snow and ice. It is important for you to know how to avoid skidding, and what to do if you find yourself in a skid situation.
If a business experiences a data breach, ransomware attack, or other cyber-attack, there may be extremely high costs to recover. A cyber breach can also leave a business vulnerable to lawsuits or third-party claims if any personal client information is compromised during a breach. Every business that uses technology to do business, no matter how big or small, needs to have cyber liability insurance.
PRESS RELEASE | Youngs Insurance Brokers Donates $30,000 to the McMaster Children's Hospital Foundation
Your home and its contents are one of your biggest financial investments, so having a valid home insurance policy with the right amount of coverage is an essential part of protecting the investment you have made in your home and its contents. You can insure your home and belongings are properly protected, while still saving money by taking advantage of some possible discounts you may be eligible for on your home insurance. Continue reading to learn how to save money on your home insurance pr...
Once the seasons begin to change and the colder weather begins, many RV owners will say goodbye to summer road trips and prepare to store their RV for the winter. While some RV owners may be tempted to cancel their RV insurance during the off-season, we explain below why this is not the best option.
With the colder months upon us and winter on the way, many RV owners are beginning the process of winterizing their RV and getting it ready for storage. Making sure that your RV is properly winterized can help to prevent any damage that could be costly to fix, and help prevent any unnecessary RV insurance claims. Keep reading for answers to some frequently asked questions from RV owners about how to prepare your RV for winter storage and how to lower your RV insurance costs during the winter...
Performing regular fall maintenance tasks and checks in and around your home can help you to identify any possible potential issues and allow you to resolve them before they become big enough issues that could raise your home insurance costs or cause a home insurance claim.
With the rise of inflation and the increasing costs of groceries and gas, among other things, many car owners are looking for ways they can save money, including on their car insurance. Ontario drivers will be happy to know there are quite a few ways they can lower their car insurance premiums and save money every month. Continue reading to learn all the ways you can save money on your car insurance.
We are beyond grateful to everyone who sponsored and participated in our First Annual Patty Valleriani Memorial Charity Golf Tournament! We've shared some highlights and photos!